CashFlowNamics
Watch your net worth grow, year after year.
Track everything you own in one place: shares, property, cash and pensions. See the year your passive income covers your expenses.
Work out when this stops being a holiday.
See it in action
Your whole portfolio
Import your broker's transaction export (DEGIRO, Saxo, Bolero, Interactive Brokers, MEXEM, Lynx, MeDirect, Revolut or Trade Republic) and every position, trade and fee is rebuilt: cost basis, realized and unrealized gains, in your own currency at the rate of the day.
Dividends, after tax
Per stock and per year, gross and net. Withholding tax is applied at the rate that actually hit each payment, so the figure you see is the money that reached your account.
Property and mortgages
Value, outstanding loan, equity and rent per property, with the repayment schedule projected forward to the day the loan is paid off.
Financial Freedom date
The first month your assets, dividends and rent cover your expenses without a salary, with a safe withdrawal rate and a margin of safety you set yourself.
Real returns, shown in full
XIRR and simple returns per month and year, with the full calculation one click away. When a price is missing, the figure says so instead of quietly inventing one.
Dashboards ready to go
Financial independence, portfolio and real estate dashboards set up for you, with your own years on a slider. Share a read-only link, with the amounts hidden if you like.
Built for the details
Multi-currency with historical exchange rates. Mergers and ISIN changes carry their cost basis. Options, ETFs, bonds and crypto are treated as what they are, not lumped together as “stocks”.
Tax that matches your country
Capital gains and dividend rules set per year and per broker, so the numbers follow the law that applied at the time rather than today's.
Answer the “what if”
Rent versus buy, a world map of where your passive income covers the cost of living, and anonymous benchmarks against other investors. See whether your plan is actually working.
Start with one broker export
Upload it and the portfolio builds itself. Add a property or a pension whenever you like and the projection updates with it.
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