CashFlowNamics
Know the date you stop needing a salary.
Track everything you own — shares, property, cash, pensions — in one place, and see the year your passive income covers your expenses. Not a budgeting app: a projection built from your real portfolio, your real rent and your real dividends.
Work out when this stops being a holiday.
Your whole portfolio
Import your broker's transaction export and every position, trade and fee is reconstructed — cost basis, realised and unrealised gains, in your own currency at the rate that applied on the day.
Dividends, after tax
Per stock and per year, gross and net. Withholding tax is applied at the rate that actually hit each payment, so the figure you see is the money that reached your account.
Property and mortgages
Value, outstanding loan, equity and rent per property, with the amortisation schedule projected forward to the day the loan clears.
Financial Freedom date
The first month your assets, dividends and rent cover your expenses without a salary — with a safe-withdrawal rate and a margin of safety you set yourself.
Real returns, honestly
Time-weighted and money-weighted returns per week, month and year. When a price is missing, the figure says so instead of quietly inventing one.
A dashboard you arrange
Pick the charts and headline figures you care about, size them, and keep them. Share a read-only link — or list it publicly with the amounts hidden.
Built for the details
Multi-currency with historical FX. Mergers and ISIN changes carry their cost basis. Options, ETFs and bonds are treated as what they are, not lumped together as “stocks”.
Tax that matches your country
Capital-gains and dividend rules configured per year and per broker, so the numbers follow the law that applied at the time rather than today's.
Answer the “what if”
Rent versus buy, goal tracking, and benchmarks against other users' anonymised results — so you can see whether your plan is actually working.
Start with one broker export
Upload it and the portfolio builds itself. Add a property or a pension whenever you like — the projection updates with it.
Create a free account